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Merchant Cash Advance - The Small Business Loan Alternative.
A merchant cash advance (a.k.a. business cash advance) is a great option for small business owners, we offer completely unsecured cash advances up to $500,000! A merchant cash advance has many benefits if compared with a small business loan. We help you capitalize your proven track record that's why we lend cash based on your future credit card sales. With our cash advances we know you will be on the right track for success, the process is very fast and simple, without the strict requirements of a traditional business loan offered by banks. Traditional business loans will require security (collateral), good credit and a long business history. Newer businesses and business owners with a less than perfect credit history may still qualify for our cash advances.
Apply for a merchant cash advance now and get the funds your business needs against future credit card sales!
Our Merchant cash advance benefits.
| Simple Access |
Best Choice |
Leader |
| 2 page application. |
No collateral. |
24 Hour approvals. |
| Over 90% approval rate. |
No fixed monthly payments. |
Funding as fast as 7 days. |
| Use the funds anyway you like. |
No UCC1 fillings. |
Same day agent call-back. |
| Fast renewals. |
You pay as you sell. |
Expert agents. |
How does it work?
We will purchase a small percentage of your future credit card sales, until the payback is completed and give you the cash advance your business needs now! Our cash advances are the best alternative to the banks business loans, even when the bank says no we say yes!
You may get a custom quote from a specialist by filling out the form on the right, or you may continue reading to find out why our business cash advance is your best option.
Why Merchant Resources?
Because we are leaders in the unsecured small business loans industry and we have the best team of specialists working for you. We understand how important this is for you, that's why we are the only company offering real customer testimonials besides being supported by the Better Business Bureau.
What are the benefits?
Our merchant cash advance has many advantages versus the traditional bank loan. Benefits include no personal collateral required, no fixed term, because you pay as your sell in credit cards. There are more advantages with us. The comparison table on the right illustrates these advantages.
How can I use a cash advance?
Once you are approved for our unsecured small business loans, the funds go straight to your bank account and you may use them for anything your business needs!
- Buy new inventory.
- Buy better equipment.
- Pay for Advertising and increase your sales.
- Expand your business.
- Working capital.
- Keep your business on its feet.
Ok, how can I apply?
Applying for an unsecured business loan is very simple, even if you need unsecured bad credit loans, because there's not much paper work needed and you may be approved in less than 48 hours. Have one of our specialist get in touch with you today and get a no-obligation quote! Fill out our Fast and Simple online form at the top on the right side.
With our Merchant Cash Advance you don't have to risk your personal assets.
If you run a business, chances are you might, at one stage or another, think about a cash loan. This might mean an unsecured business line of credit or a loan that has payments each month or any other form of business cash advance. Regardless though of the type of loan, you will have to think of it sometime in your business career because it can make all the difference in your profits, potential boom of your company or the collapse of it. If you are thinking about one now, then you need to be prepared and if you wan to be, you need to come to us, Merchant Resources International.
You may be thinking of applying for a small business loan with your local bank, or maybe even with Merchant Resources International now that you know all their benefits. But why not consider a credit card advance instead. This is type of funding is called receivables factoring and allows you to sell your future receivables at a discount. This means you get the money you will make in future now, when you need it most. You can then use this money to provide in whatever needs you may have such as equipment, advertising, expansion and so much more - now, finally, the options are limitless!
Our Restaurant Loans have great advantages, find out more!
If you are a restaurant owner struggling with cash flow to keep your supplies and stock inventory up while waiting for credit card invoices to get settled, or have to carry certain clients for payments terms, using our services to raise funds in our innovative methods can be very helpful. Our restaurant loan process is simple and easy allowing you to obtain restaurant loans quickly and affordably.
Running a business can be rewarding, but it also comes with a unique set of challenges. Even very successful businesses can find themselves faced with cash flow issues. This is often due to slow processing on credit card transactions, which often make up the bulk of a company's income. During the wait, there are bills to pay, supplies to buy and general day-to-day operating expenses. Many businesses apply for unsecured business loans to generate the working capital they need to keep running. However, this can often be time consuming, and banks often have very strict criteria that even thriving small businesses can find hard to meet.
Apply for a Business Loan and keep your business on it's feet.
Merchant Resources International has made the procuring of business loans a simple and easy process, using future credit card purchases in the business as financial security.
This innovative method of helping businesses grow with business loans that are innovative and refreshing, as well as very simple, has helped numerous business find funds to increase stock and turnover, or pay for day to day running expenses while they are growing.
Like many business owners, you've probably wondered just how one small business can go through so much money. Even if you turn a profit, the expenses at the end of each month can seem staggering. With salaries and bills to pay, equipment and supplies to buy, and just the general expenses of running an active business, cash flow can get tight pretty quickly. Low cash flow can even stunt the potential growth of your business, holding you back because you don't have the outlay to fund expansion.
Whether you want to expand your product line, streamline your services, or market yourself to a wider audience, you'll need money to get it done. If you need a business loan, but are finding that a bank loan isn't the best option, consider the services of Merchant Resources International. Even if your company's credit isn't perfect, you could qualify for a loan that makes it possible to do the things your business needs to do.
It's no secret that running a business can be time consuming, expensive and at times, overwhelming. Even experienced business owners are often caught off guard by unexpected expenses due to unforeseen circumstances. With many companies owing money to lending institutions, these situations can often lead to delays or defaults on loans, lowering the business' credit and endangering their financial welfare. The irony is, many of these businesses will need additional financing in order to overcome and recover. Bad credit business loans can be notoriously difficult to obtain, and often come at an extraordinary cost.
Turn Future Sales into Cash with our Credit Card Factoring services.
If you need money for your business now, you might be hard pressed to find the place that will give it to you. Lenders who you approach would first have to know what your business is all about and why they should fund you before doing so. If you are looking for credit card factoring, it may be difficult finding the right people but that is only if you are looking in the wrong places. If you look in the right places, you will find us, Merchant Resources International, who want to help you and your business out of a problem area and in to a bright future.
Free Pre-Recorded Information: 1-800-691-0152
- Ext 40 - 3 Secrets to getting money for your business within 7 days.
- Ext 50 - 2 Secrets on how to get approved regardless of merchant's financial condition.
- Ext 60 - Does my credit history matter? - Find out how to get approved.
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